Motor third party liability insurance in Ukraine

How to quickly issue insurance online?

Step 1

Select the state vehicle registration number and the owner's place of registration

Step 2

Compare insurance offers and choose the best onev

Step 3

Fill in the driver and vehicle details

Step 4

Pay by card and receive a ready-made policy by email

For which vehicles can you purchase motor insurance on iPay.ua?

Cars

Motorcycles

Electric cars

Trailers

Buses

Lorries

Available insurance companies

iPay.ua is an official partner of Ukraine leading insurance companies in Ukraine.

Guarantee of Validity

Policies issued via iPay.ua are officially provided by insurance companies

registered in the MTIBU database
verifiable online
the document is legally valid

State document on the introduction of e-policies

In accordance with Order No. 3631 of 31 August 2017 of the National Commission for the State Regulation of Financial Services Markets, the introduction of electronic Motor Third Party Liability Insurance (MTPL) policies has been approved

Checking your policy

All issued policies are stored in the MTIBU’s central database, where the police can check the validity of your policy online. You can also do this yourself using your vehicle registration number or policy number by clicking the button below

Check your policy in MTIBU database

What does an electronic OSAGO policy look like?

The policy is generated in PDF format and has a unique number that is recorded in the MTIBU database. Once purchased, the valid insurance policy will be sent to your email address

Example of a policy

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Official registration in MTIBU

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Frequently asked questions and answers

Why is compulsory insurance necessary?

Each driver should carry when driving not only a driving license and vehicle registration certificate, but also an insurance certificate. This document ensures that the injured party will receive compensation if you get into a fender bender that causes damage to property or health. An electronic insurance certificate has the same legal force as a paper one, so you can issue car insurance online. This is not only faster and more convenient, but also cheaper.

What is an electronic CTP insurance policy?

The electronic CTP insurance policy is the same car insurance certificate familiar to drivers in paper form but issued in a digital format. It holds the same legal force as the traditional document. The electronic version of the document is issued online: a PDF document is generated, and, after filling in all the data, is sent to the client's email. You can store the policy directly on your smartphone and present it in electronic form when necessary.

What documents are required to issue an insurance?

Documents required for issuing a car insurance for individuals:

Taxpayer Identification Code.
Passport or driver's license.
Vehicle registration certificate.

If you are an individual, you don't need copies of documents when applying for insurance through our service. It is enough to go through identification using BANK ID, and the system will pull the data. Also, you will need a bank card for payment.

Documents required for issuing a car insurance for legal entities:

Certificate of registration of a legal entity / an extract from the Unified State Register.
Vehicle registration certificate.
Certificate of inclusion in EDRPOU.

To obtain a car license as a legal entity, you will need scanned copies or photos of the documents listed above.

How to show the police my electronic insurance certificate?

According to the Law of Ukraine "On Compulsory Insurance of Civil Liability of Owners of Land Vehicles", police officers have the right to demand an insurance certificate in the following cases:

When registering a traffic accident involving a driver.
When drawing up a protocol for a driver's violation of traffic rules.

You can present either a traditional paper document or an electronic policy to the patrol police. It's enough to show the digital version on the smartphone screen. The electronic policy holds the same legal force as the printed one. Whether to additionally carry a paper document is up to the driver to decide.

What is the validity period of the policy?

Usually, the validity period of car insurance is 12 months. You can issue a new insurance policy 3 months before the expiration of the previous one or later.

In some cases, the validity period of the insurance policy is 15 days:

If the driver is temporarily in Ukraine and is registered in another country.
If the driver has not undergone registration or is using temporary vehicle registration.

Information about the insurance intermediary

UDC LLC acts as a subagent and operates under contract No. 2710 dated October 27, 2025, with YUINSHUR LLC.

Information about the insurance intermediary LLC “UDC”: Ukraine, 04080, Kyiv, Nizhneyurkovskaya Street, 45-A

Intermediary registry number 00023310, Date of registration in the intermediary registry 11/25/2025

IDRPOU 35962030

Information about the intermediary via the link

LLC “YUINSHUR”

Location: Ukraine, 61001, Kharkiv region, city of Kharkiv, 57/63 Heroes of Kharkiv Avenue, office 57 Tel. 380933977679 IDRPOU identification code 45581136 Account No. UA523348510000000026005291595

No 00004153, https://kis.bank.gov.ua/search-fu

Electronic compulsory insurance (OSAGO)