Loan for pensioners
We compared around 60 lending companies and selected the most interesting offers based on our criteria.
How do we select offers?Updated: 02.11.2026
CreditKasa
Certificate IC №116
Details:
First loan
up to 55000 UAH
Repeat loan
up to 100000 UAH
Standard daily rate
1%
Loan term
dated 1 up to 365 days
Payment frequency
from 2 to 30 days
Application consideration
24/7
Loan eligibility age
18–75 years
Are loans issued to pensioners
Yes
Can an employed pensioner apply for a loan
Yes
Can an unemployed pensioner apply for a loan
Yes
Is a pension certificate required
No
Additional documents for pensioners
No
Documents required:
- bank card
- passport
- TIN
Advantages:
- High MFI rating on Google Maps (4.8 rating, 374 reviews)
- 0.01% daily rate for new clients
- Company No. 1 in the nominations "Best customer service" and "Best MFI for the quality of customer service" according to the results of the annual FinAwards 2023
- Frequent promotions and gifts for customers
- Second place in Finawards 2024 (Best MFI for customer service quality)
- First place in Finawards 2024 (Cheapest MFI loan)
- Third place in Finawards 2024 (Best Marketing Manager)
- Third place in Finawards 2025 (Best MFI for customer service quality)
- Third place in Finawards 2025 (Best Marketing Manager)
- Fourth place in Finawards 2025 (Best MFI)
Methods of loan repayment:
- 1) In the personal office
- 2) In self-service terminals
- 3) In a bank branch
Year founded CreditKasa:
2013 year
License:
Certificate IC №116
Legal entity:
UKR CREDIT FINANCE LLC
E-mail:
info@creditkasa.ua
Adress:
01133, Kyiv, blvd. Lesi Ukrainka, building 26, office 407
Phone:
0 800 20 02 21
Methods of loan repayment:
- 1) In the personal office
- 2) In self-service terminals
- 3) In a bank branch
Details:
First loan
up to 30000 UAH
Repeat loan
up to 50000 UAH
Standard daily rate
0,95%
Loan term
up to 365 days
Payment frequency
from 5 to 30 days
Application consideration
24/7
Loan eligibility age
18+; for pensioners — up to 70 years
Are loans issued to pensioners
Yes
Can an employed pensioner apply for a loan
Yes
Can an unemployed pensioner apply for a loan
Yes
Is a pension certificate required
No
Additional documents for pensioners
No
Documents required:
- bank card
- passport
- TIN
Advantages:
- High MFI rating on Google Maps (4.8 rating, 1 562 reviews)
- 0.01% daily rate for new clients
- Frequent promotions and gifts for customers
- First place in Finawards 2023 (Leading technologies and innovations Category: MFI)
- First place in Finawards 2022 (Best CEO of a microfinance organization)
- First place in Finawards 2024 (Best loyalty program)
- Third place in Finawards 2024 (Best MFI for customer service quality)
- Second place in Finawards 2025 (Best MFI for customer service quality)
- Second place in Finawards 2025 (Best MFI)
Methods of loan repayment:
- 1) In the personal office
- 2) In a bank branch
- 3) In self-service terminals
- 4) Through a transfer to the company's bank account
Year founded Mycredit:
2015 year
License:
Certificate IC №146
Legal entity:
LLC "1 SAFE AGENCY OF NECESSARY LOANS"
E-mail:
support@mycredit.ua
Adress:
01010, Kyiv, square Arsenalna, 1-B
Phone:
0 800 214 111
Methods of loan repayment:
- 1) In the personal office
- 2) In a bank branch
- 3) In self-service terminals
- 4) Through a transfer to the company's bank account
Details:
First loan
up to 25000 UAH
Repeat loan
up to 50000 UAH
Standard daily rate
1%
Loan term
dated 345 up to 365 days
Payment frequency
from 5 to 30 days
Application consideration
24/7
Loan eligibility age
18–65 years
Are loans issued to pensioners
Yes
Can an employed pensioner apply for a loan
Yes
Can an unemployed pensioner apply for a loan
Yes
Is a pension certificate required
No
Additional documents for pensioners
No
Documents required:
- passport
- TIN
- mobile phone
- bank card, issued in your name
Advantages:
- High MFI rating on Google Maps (4.8 rating, 7 958 reviews)
- 0.01% daily rate for new clients
- Opportunity to get up to 25 000 UAH for the first loan
- Loan term up to 365 days
- Instant loan issuance using BankID
Methods of loan repayment:
- 1) Online on the SelfieCredit website
- 2) Through iBox, City 24 payment terminals
- 3) Via Privat 24
- 4) In bank cash registers
Year founded SelfieCredit:
2021 year
License:
Certificate FC №В0000369 dated 21.09.2021
Legal entity:
Selfie Credit LLC
E-mail:
info@selfiecredit.com.ua
Adress:
04070, Kyiv, str. Skovorody Hryhoriya, 1
Phone:
380443334356
Methods of loan repayment:
- 1) Online on the SelfieCredit website
- 2) Through iBox, City 24 payment terminals
- 3) Via Privat 24
- 4) In bank cash registers
Details:
First loan
up to 20000 UAH
Repeat loan
up to 30000 UAH
Promotional daily rate
0,001%
Standard daily rate
Absent
Loan term
dated 337 up to 360 days
Payment frequency
from 7 to 30 days
Application consideration
24/7
Loan eligibility age
18–70 years
Are loans issued to pensioners
Yes
Can an employed pensioner apply for a loan
Yes
Can an unemployed pensioner apply for a loan
Yes
Is a pension certificate required
No
Additional documents for pensioners
No
Documents required:
- bank card
- passport
- TIN
Advantages:
- 0.001% daily interest rate for new clients
- Second place in FinAwards 2021 "The best СРА offer"
- Instant loan issuance using BankID
Methods of loan repayment:
- 1) In the personal office
- 2) In self-service terminals
- 3) Through branches of Nova poshta
- 4) On the site miloan.ua website without authorization
Year founded Miloan:
2016 year
License:
Certificate IC №176
Legal entity:
LLC "Miloan"
E-mail:
info@miloan.ua
Adress:
Kyiv, Baghovutivska St., Building 17-21
Phone:
38 044 337 36 67
Methods of loan repayment:
- 1) In the personal office
- 2) In self-service terminals
- 3) Through branches of Nova poshta
- 4) On the site miloan.ua website without authorization
Твоя Позика
FC No. 880 dated 06.04.2017
Details:
First loan
up to 150000 UAH
Repeat loan
up to 150000 UAH
Standard daily rate
0,92%
Loan term
dated 23 up to 169 days
Payment frequency
from 14 to 26 days
Application consideration
24/7
Loan eligibility age
18–75 years
Are loans issued to pensioners
Yes
Can an employed pensioner apply for a loan
Yes
Can an unemployed pensioner apply for a loan
Yes
Is a pension certificate required
No
Additional documents for pensioners
No
Documents required:
- bank card
- passport or international passport
- TIN
Methods of loan repayment:
- 1) In the personal office
- 2) In a bank branch
- 3) In self-service terminals
- 4) On the website my.tpozyka.com without authorization
Year founded Твоя Позика:
2017 year
License:
FC No. 880 dated 06.04.2017
Legal entity:
LLC "BUSINESS LOAN
E-mail:
office@bizpozyka.com
Adress:
01133, Kyiv city, Lesi Ukrainky boulevard, building 26, office 411
Phone:
0800 211 503
Methods of loan repayment:
- 1) In the personal office
- 2) In a bank branch
- 3) In self-service terminals
- 4) On the website my.tpozyka.com without authorization
Pango
FC № 21/198-pK dated 28.01.2022
Details:
First loan
up to 15000 UAH
Repeat loan
up to 25000 UAH
Promotional daily rate
dated 0,001%
Standard daily rate
1%
Loan term
dated 337 up to 360 days
Payment frequency
from 10 to 30 days
Application consideration
24/7
Loan eligibility age
18–70 years
Are loans issued to pensioners
Yes
Can an employed pensioner apply for a loan
Yes
Can an unemployed pensioner apply for a loan
Yes
Is a pension certificate required
No
Additional documents for pensioners
No
Documents required:
- bank card
- passport
- TIN
Methods of loan repayment:
- 1) In self-service terminals
- 2) In a bank branch
- 3) In Internet banking
- 4) At pango.com.ua without authorization
Year founded Pango:
2021 year
License:
FC № 21/198-pK dated 28.01.2022
Legal entity:
INDEPENDENT FINANCE FINANCIAL COMPANY LLC
E-mail:
info@pango.com.ua
Adress:
01135, Kyiv city, Zhilyanska street, building 101, office 3
Phone:
044 337 03 37
Methods of loan repayment:
- 1) In self-service terminals
- 2) In a bank branch
- 3) In Internet banking
- 4) At pango.com.ua without authorization
Tengo
Certificate №16103409 IC №176
Details:
First loan
up to 20000 UAH
Repeat loan
up to 30000 UAH
Standard daily rate
Absent
Loan term
360 days
Payment frequency
from 10 to 30 days
Application consideration
24/7
Loan eligibility age
18–70 years
Are loans issued to pensioners
Yes
Can an employed pensioner apply for a loan
Yes
Can an unemployed pensioner apply for a loan
Yes
Is a pension certificate required
No
Additional documents for pensioners
No
Documents required:
- bank card
- passport
- TIN
Advantages:
- Instant loan issuance using BankID
- 0.01% daily rate for new clients
Methods of loan repayment:
- 1) Via Privat24
- 2) In self-service terminals
- 3) In the personal office
- 4) On the tengo.ua website without authorization
Year founded Tengo:
2016 year
License:
Certificate №16103409 IC №176
Legal entity:
Miloan LLC
E-mail:
info@tengo.ua
Adress:
04107, Kyiv, Shevchenkivskyi district, st. Baggovutivska, building 17-21
Phone:
38 044 337 00 37
Methods of loan repayment:
- 1) Via Privat24
- 2) In self-service terminals
- 3) In the personal office
- 4) On the tengo.ua website without authorization
Starfin
FC №В0000322
Details:
First loan
up to 50000 UAH
Repeat loan
up to 50000 UAH
Standard daily rate
0,9 %
Loan term
up to 365 days
Payment frequency
from 15 to 30 days
Application consideration
24/7
Loan eligibility age
18–70 years
Are loans issued to pensioners
Yes
Can an employed pensioner apply for a loan
Yes
Can an unemployed pensioner apply for a loan
Yes
Is a pension certificate required
No
Additional documents for pensioners
No
Documents required:
- bank card
- passport
- TIN
Advantages:
- 0.01% daily rate for new clients
- Loan term up to 365 days
Methods of loan repayment:
- 1) In bank branches
- 2) In the personal office
Year founded Starfin:
2021 year
License:
FC №В0000322
Legal entity:
LLC "STAR FINANCE GROUP"
E-mail:
info@starfin.com.ua
Adress:
03150, Kyiv, str. Physical education, bldg. 30V
Phone:
0 800 202 233
Methods of loan repayment:
- 1) In bank branches
- 2) In the personal office
Details:
First loan
up to 30000 UAH
Repeat loan
up to 50000 UAH
Promotional daily rate
0,0095% - 0,95%
Standard daily rate
0,95 %
Loan term
dated 345 up to 365 days
Payment frequency
By agreement
Application consideration
24/7
Loan eligibility age
18+ до 65 років
Are loans issued to pensioners
Yes
Can an employed pensioner apply for a loan
Yes
Can an unemployed pensioner apply for a loan
Yes
Is a pension certificate required
No
Additional documents for pensioners
No
Documents required:
- bank card
- passport
- TIN
Advantages:
- High MFI rating on Google Maps (4.8 rating, 1 677 reviews)
- Second place in Finawards 2023 (Best MFI online)
- Third place in Finawards 2024 (Best online MFI)
- Third place in Finawards 2025 (Best MFI)
Methods of loan repayment:
- 1) Through payment terminals of the Privat Bank, iBox, City24, 2Click networks
- 2) Online at credit7.ua
Year founded Credit7.ua:
2019 year
License:
Certificate FC №1177 dated 19.03.2019
Legal entity:
LLC "LINEURA UKRAINE"
E-mail:
info@credit7.ua
Adress:
02081 Kyiv, Dneprovskaya embankment, 25, office. (Sq.) 318
Phone:
0 800 33 07 33
Methods of loan repayment:
- 1) Through payment terminals of the Privat Bank, iBox, City24, 2Click networks
- 2) Online at credit7.ua
Швидко Гроші
Certificate IC №78
Details:
First loan
up to 100000 UAH
Repeat loan
up to 100000 UAH
Promotional daily rate
0,01% - 1%
Standard daily rate
до 1%
Loan term
dated 63 до 395 days
Payment frequency
14 days
Application consideration
24/7
Loan eligibility age
18–70 years
Are loans issued to pensioners
Yes
Can an employed pensioner apply for a loan
Yes
Can an unemployed pensioner apply for a loan
Yes
Is a pension certificate required
No
Additional documents for pensioners
No
Documents required:
- bank card
- passport
- TIN
Advantages:
- A lot of offline shops
- 0.01% daily rate for new clients
- First place in Finawards 2023 (Best MFI offline)
- Good reviews for "Shvydko Hroshi" branch on Google Maps
Methods of loan repayment:
- 1) In ShvidkoGroshi branches
- 2) In the personal office
- 3) In a bank branch
- 4) In self-service terminals
- 5) Through a transfer to the company's bank account
Year founded Швидко Гроші:
2010 year
License:
Certificate IC №78
Legal entity:
LLC "CONSUMER CENTER"
E-mail:
info@sgroshi.com
Adress:
01032, Kyiv, str. Saksaganskoho 133-A
Phone:
073 56 01 050
Methods of loan repayment:
- 1) In ShvidkoGroshi branches
- 2) In the personal office
- 3) In a bank branch
- 4) In self-service terminals
- 5) Through a transfer to the company's bank account
СreditPlus
The license was reissued by the National Bank of Ukraine on March 14, 2024.
Details:
First loan
up to 30000 UAH
Repeat loan
up to 50000 UAH
Standard daily rate
1 %
Loan term
up to 365 days
Payment frequency
from 3 to 30 days
Application consideration
24/7
Loan eligibility age
18–70 years
Are loans issued to pensioners
Yes
Can an employed pensioner apply for a loan
Yes
Can an unemployed pensioner apply for a loan
Yes
Is a pension certificate required
No
Additional documents for pensioners
No
Documents required:
- bank card
- passport
- TIN
Advantages:
- High MFI rating on Google Maps (4.6 rating, 1 489 reviews)
- First place in Finawards 2024 (Best MFI for customer service quality)
- Second place in Finawards 2024 (Cheapest MFI loan)
- Second place in Finawards 2024 (Best online MFI)
- Third place in Finawards 2024 (Best loyalty program)
- Fifth place in Finawards 2025 (Best MFI)
Methods of loan repayment:
- 1) Online on the website creditplus.ua
- 2) Via PrivatBank, City24
- 3) Via Privat 24
- 4) In bank cash registers
Year founded СreditPlus:
2017 year
License:
The license was reissued by the National Bank of Ukraine on March 14, 2024.
Legal entity:
AVENTUS UKRAINE LLC
E-mail:
info@creditplus.ua
Adress:
Kyiv, Beresteiskyi Avenue, 90-A
Phone:
0 800 300 093
Methods of loan repayment:
- 1) Online on the website creditplus.ua
- 2) Via PrivatBank, City24
- 3) Via Privat 24
- 4) In bank cash registers
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Author
Author of the online lending section on iPay.ua. Has over 7 years of experience in the fintech sector.
Author pageExpert review of the material
Over 15 years in banking and fintech. Explains online loan terms in plain language and helps users compare offers.
Author pageInformation about credit institutions
CreditKasa
Legal entity:
UKR CREDIT FINANCE LLC
USREOU:
38548598
License:
Certificate IC №116
Adress:
01133, Kyiv, blvd. Lesi Ukrainka, building 26, office 407
Phone:
0 800 20 02 21
E-mail:
info@creditkasa.ua
Working hours:
Weekdays: 8:00am - 9:00pm
Weekends & holidays: 10:00am - 8:00pm
Mycredit
Legal entity:
LLC "1 SAFE AGENCY OF NECESSARY LOANS"
USREOU:
39861924
License:
Certificate IC №146
Adress:
01010, Kyiv, square Arsenalna, 1-B
Phone:
0 800 214 111
E-mail:
support@mycredit.ua
Working hours:
24/7
SelfieCredit
Legal entity:
Selfie Credit LLC
USREOU:
43979069
License:
Certificate FC №В0000369 dated 21.09.2021
Adress:
04070, Kyiv, str. Skovorody Hryhoriya, 1
Phone:
380443334356
E-mail:
info@selfiecredit.com.ua
Working hours:
Mon-Fri: 8:00am - 11:00pm
Sat-Sun: 8:00am - 9:00pm
Miloan
Legal entity:
LLC "Miloan"
USREOU:
40484607
License:
Certificate IC №176
Adress:
Kyiv, Baghovutivska St., Building 17-21
Phone:
38 044 337 36 67
E-mail:
info@miloan.ua
Working hours:
Loan issuing – 24/7
Support service – 8:00am - 10:00pm
Твоя Позика
Legal entity:
LLC "BUSINESS LOAN
USREOU:
41084239
License:
FC No. 880 dated 06.04.2017
Adress:
01133, Kyiv city, Lesi Ukrainky boulevard, building 26, office 411
Phone:
0800 211 503
E-mail:
office@bizpozyka.com
Working hours:
Provision of financial services:
from 8:00 to 21:00
Contact center:
Daily 8:00am - 8:00pm
Pango
Legal entity:
INDEPENDENT FINANCE FINANCIAL COMPANY LLC
USREOU:
44620708
License:
FC № 21/198-pK dated 28.01.2022
Adress:
01135, Kyiv city, Zhilyanska street, building 101, office 3
Phone:
044 337 03 37
E-mail:
info@pango.com.ua
Working hours:
Daily 9:00am - 8:00pm
Tengo
Legal entity:
Miloan LLC
USREOU:
40484607
License:
Certificate №16103409 IC №176
Adress:
04107, Kyiv, Shevchenkivskyi district, st. Baggovutivska, building 17-21
Phone:
38 044 337 00 37
E-mail:
info@tengo.ua
Working hours:
Loan issuing – 24/7
Support service – 8:00am - 10:00pm
Starfin
Legal entity:
LLC "STAR FINANCE GROUP"
License:
FC №В0000322
Adress:
03150, Kyiv, str. Physical education, bldg. 30V
Phone:
0 800 202 233
E-mail:
info@starfin.com.ua
Working hours:
Daily: 9:00am - 9:00pm
Credit7.ua
Legal entity:
LLC "LINEURA UKRAINE"
USREOU:
42753492
License:
Certificate FC №1177 dated 19.03.2019
Adress:
02081 Kyiv, Dneprovskaya embankment, 25, office. (Sq.) 318
Phone:
0 800 33 07 33
E-mail:
info@credit7.ua
Working hours:
Mon-Fri: 9:00am - 9:00pm
Sat-Sun: 9:00am - 7:00pm
Швидко Гроші
Legal entity:
LLC "CONSUMER CENTER"
USREOU:
37356833
License:
Certificate IC №78
Adress:
01032, Kyiv, str. Saksaganskoho 133-A
Phone:
073 56 01 050
E-mail:
info@sgroshi.com
Working hours:
24/7
СreditPlus
Legal entity:
AVENTUS UKRAINE LLC
USREOU:
41078230
License:
The license was reissued by the National Bank of Ukraine on March 14, 2024.
Adress:
Kyiv, Beresteiskyi Avenue, 90-A
Phone:
0 800 300 093
E-mail:
info@creditplus.ua
Working hours:
Loan issuing – 24/7
Support hours:
Mon-Fri: 8:00am - 11:00pm
Sat-Sun: 9:00am - 9:00pm