How do we select offers?

Loan without documentation

We compared around 60 lending companies and selected the most interesting offers based on our criteria.

How do we select offers?

Updated: 02.11.2026

Only institutions licensed by the National Bank of Ukraine

CreditKasa

Certificate IC №116
Image
BankID

First loan

up to 55000 UAH

Repeat loan

up to 100000 UAH

Bid per day

0,01% Promo

Loan term

dated 1 up to 365 days

Real annual rate

dated 179,65% up to 6 721,30%

  • In cash
  • To card
  • Loan issuance via Bank ID
  • No document photos required

You will pay approximately:

UAH

The calculation is approximate; accurate data will only be provided by the lender at the time of concluding the agreement

Details:

First loan

up to 55000 UAH

Repeat loan

up to 100000 UAH

Promotional daily rate

0,01%

Standard daily rate

1%

Loan term

dated 1 up to 365 days

Payment frequency

from 2 to 30 days

Real annual interest rate

dated 179,65%
up to 6 721,30%

Loan disbursement fee

0% - 20%

Refinancing

Yes

Application consideration

24/7

BankID

Yes

Can I apply without a passport

No — a passport is required

Can I apply without a TIN / RNOKPP

No — a TIN is required

Is an ID card accepted

Yes

Can I apply through Diia

Yes

Documents required:

  • bank card
  • passport
  • TIN

Advantages:

  • High MFI rating on Google Maps (4.8 rating, 374 reviews)
  • 0.01% daily rate for new clients
  • Company No. 1 in the nominations "Best customer service" and "Best MFI for the quality of customer service" according to the results of the annual FinAwards 2023
  • Frequent promotions and gifts for customers
  • Second place in Finawards 2024 (Best MFI for customer service quality)
  • First place in Finawards 2024 (Cheapest MFI loan)
  • Third place in Finawards 2024 (Best Marketing Manager)
  • Third place in Finawards 2025 (Best MFI for customer service quality)
  • Third place in Finawards 2025 (Best Marketing Manager)
  • Fourth place in Finawards 2025 (Best MFI)

Methods of loan repayment:

  • 1) In the personal office
  • 2) In self-service terminals
  • 3) In a bank branch

Information updated for CreditKasa:

28.10.2026

Information verified by iPay.ua:

28.10.2026

Year founded CreditKasa:

2013 year

License:

Certificate IC №116

Legal entity:

UKR CREDIT FINANCE LLC

E-mail:

info@creditkasa.ua

Adress:

01133, Kyiv, blvd. Lesi Ukrainka, building 26, office 407

Phone:

0 800 20 02 21

Methods of loan repayment:

  • 1) In the personal office
  • 2) In self-service terminals
  • 3) In a bank branch

Tengo

Certificate №16103409 IC №176
Image
Instant issuance BankID

First loan

up to 20000 UAH

Repeat loan

up to 30000 UAH

Bid per day

0,01% Promo

Loan term

up to 360 days

Real annual rate

dated 1 411,91% up to 2 920,43%

  • In cash
  • To card
  • Loan issuance via Bank ID
  • No document photos required

You will pay approximately:

UAH

The calculation is approximate; accurate data will only be provided by the lender at the time of concluding the agreement

Details:

First loan

up to 20000 UAH

Repeat loan

up to 30000 UAH

Promotional daily rate

0,01%

Standard daily rate

Absent

Loan term

360 days

Payment frequency

from 10 to 30 days

Real annual interest rate

dated 1 411,91%
up to 2 920,43%

Loan disbursement fee

0,10 - 30%

Refinancing

Yes

Application consideration

24/7

BankID

Yes

Can I apply without a passport

No — a passport is required

Can I apply without a TIN / RNOKPP

No — a TIN is required

Is an ID card accepted

Yes

Can I apply through Diia

No

Documents required:

  • bank card
  • passport
  • TIN

Advantages:

  • Instant loan issuance using BankID
  • 0.01% daily rate for new clients

Methods of loan repayment:

  • 1) Via Privat24
  • 2) In self-service terminals
  • 3) In the personal office
  • 4) On the tengo.ua website without authorization

Information updated for Tengo:

28.10.2026

Information verified by iPay.ua:

28.10.2026

Year founded Tengo:

2016 year

License:

Certificate №16103409 IC №176

Legal entity:

Miloan LLC

E-mail:

info@tengo.ua

Adress:

04107, Kyiv, Shevchenkivskyi district, st. Baggovutivska, building 17-21

Phone:

38 044 337 00 37

Methods of loan repayment:

  • 1) Via Privat24
  • 2) In self-service terminals
  • 3) In the personal office
  • 4) On the tengo.ua website without authorization

LimonCredit

NBU License dated 21 March 2024 for the provision of funds and banking metals on credit (perpetual)
Image
Instant issuance BankID

First loan

up to 27000 UAH

Repeat loan

up to 27000 UAH

Bid per day

0,09%

Loan term

up to 1826 days

Real annual rate

dated 1786,05% up to 2575,08%

  • In cash
  • To card
  • Loan issuance via Bank ID
  • No document photos required

You will pay approximately:

UAH

The calculation is approximate; accurate data will only be provided by the lender at the time of concluding the agreement

Details:

First loan

up to 27000 UAH

Repeat loan

up to 27000 UAH

Promotional daily rate

0,09%

Standard daily rate

0,98% - 1%

Loan term

1826 days

Payment frequency

from 3 to 30 days

Real annual interest rate

dated 1786,05%
up to 2575,08%

Loan disbursement fee

0 - 30 %

Refinancing

No

Application consideration

24/7

BankID

Yes

Can I apply without a passport

No — a passport is required

Can I apply without a TIN / RNOKPP

No — a TIN is required

Is an ID card accepted

Yes

Can I apply through Diia

No

Documents required:

  • bank card
  • passport
  • TIN

Methods of loan repayment:

  • 1) Through the personal account on the limon-credit.com.ua website
  • 2) In self-service terminals
  • 3) In a bank branch
  • 4) By bank transfer using the provided bank details

Information updated for LimonCredit:

28.10.2026

Information verified by iPay.ua:

28.10.2026

Year founded LimonCredit:

2019 year

License:

NBU License dated 21 March 2024 for the provision of funds and banking metals on credit (perpetual)

Legal entity:

OPTIMAL CREDITS LLC

E-mail:

support@limon-credit.com.ua

Adress:

01015, Kyiv, 15-B Leipzigska Street, 4th Floor

Phone:

0 800 351 341

Methods of loan repayment:

  • 1) Through the personal account on the limon-credit.com.ua website
  • 2) In self-service terminals
  • 3) In a bank branch
  • 4) By bank transfer using the provided bank details
Users' choice

Mycredit

Certificate IC №146
Image
BankID

First loan

up to 30000 UAH

Repeat loan

up to 50000 UAH

Bid per day

0,01% Promo

Loan term

up to 365 days

Real annual rate

dated 1 259,21% up to 3 549,15%

  • In cash
  • To card
  • Loan issuance via Bank ID
  • No document photos required

You will pay approximately:

UAH

The calculation is approximate; accurate data will only be provided by the lender at the time of concluding the agreement

Details:

First loan

up to 30000 UAH

Repeat loan

up to 50000 UAH

Promotional daily rate

0,01%

Standard daily rate

0,95%

Loan term

up to 365 days

Payment frequency

from 5 to 30 days

Real annual interest rate

dated 1 259,21%
up to 3 549,15%

Loan disbursement fee

0 - 15 %

Refinancing

No

Application consideration

24/7

BankID

Yes

Can I apply without a passport

No — a passport is required

Can I apply without a TIN / RNOKPP

No — a TIN is required

Is an ID card accepted

Yes

Can I apply through Diia

No

Documents required:

  • bank card
  • passport
  • TIN

Advantages:

  • High MFI rating on Google Maps (4.8 rating, 1 562 reviews)
  • 0.01% daily rate for new clients
  • Frequent promotions and gifts for customers
  • First place in Finawards 2023 (Leading technologies and innovations Category: MFI)
  • First place in Finawards 2022 (Best CEO of a microfinance organization)
  • First place in Finawards 2024 (Best loyalty program)
  • Third place in Finawards 2024 (Best MFI for customer service quality)
  • Second place in Finawards 2025 (Best MFI for customer service quality)
  • Second place in Finawards 2025 (Best MFI)

Methods of loan repayment:

  • 1) In the personal office
  • 2) In a bank branch
  • 3) In self-service terminals
  • 4) Through a transfer to the company's bank account

Information updated for Mycredit:

28.10.2026

Information verified by iPay.ua:

28.10.2026

Year founded Mycredit:

2015 year

License:

Certificate IC №146

Legal entity:

LLC "1 SAFE AGENCY OF NECESSARY LOANS"

E-mail:

support@mycredit.ua

Adress:

01010, Kyiv, square Arsenalna, 1-B

Phone:

0 800 214 111

Methods of loan repayment:

  • 1) In the personal office
  • 2) In a bank branch
  • 3) In self-service terminals
  • 4) Through a transfer to the company's bank account

Starfin

FC №В0000322
Image

First loan

up to 50000 UAH

Repeat loan

up to 50000 UAH

Bid per day

0,01% Promo

Loan term

up to 365 days

Real annual rate

dated 2258,11% up to 2895,10%

  • In cash
  • To card
  • Loan issuance via Bank ID
  • No document photos required

You will pay approximately:

UAH

The calculation is approximate; accurate data will only be provided by the lender at the time of concluding the agreement

Details:

First loan

up to 50000 UAH

Repeat loan

up to 50000 UAH

Promotional daily rate

0,01%

Standard daily rate

0,9 %

Loan term

up to 365 days

Payment frequency

from 15 to 30 days

Real annual interest rate

dated 2258,11%
up to 2895,10%

Loan disbursement fee

10 %

Refinancing

Yes

Application consideration

24/7

BankID

No

Can I apply without a passport

No — a passport is required

Can I apply without a TIN / RNOKPP

No — a TIN is required

Is an ID card accepted

Yes

Can I apply through Diia

No

Documents required:

  • bank card
  • passport
  • TIN

Advantages:

  • 0.01% daily rate for new clients
  • Loan term up to 365 days

Methods of loan repayment:

  • 1) In bank branches
  • 2) In the personal office

Information updated for Starfin:

28.10.2026

Information verified by iPay.ua:

28.10.2026

Year founded Starfin:

2021 year

License:

FC №В0000322

Legal entity:

LLC "STAR FINANCE GROUP"

E-mail:

info@starfin.com.ua

Adress:

03150, Kyiv, str. Physical education, bldg. 30V

Phone:

0 800 202 233

Methods of loan repayment:

  • 1) In bank branches
  • 2) In the personal office
Users' choice

E-groshi

Certificate FC №В0000367
Image
BankID

First loan

up to 30000 UAH

Repeat loan

up to 30000 UAH

Bid per day

0,01% Promo

Loan term

up to 180 days

Real annual rate

dated 47,43% up to 161 465,10%

  • In cash
  • To card
  • Loan issuance via Bank ID
  • No document photos required

You will pay approximately:

UAH

The calculation is approximate; accurate data will only be provided by the lender at the time of concluding the agreement

Details:

First loan

up to 30000 UAH

Repeat loan

up to 30000 UAH

Promotional daily rate

0,01%

Standard daily rate

0,6 %

Loan term

180 days

Payment frequency

from 2 to 35 days

Real annual interest rate

dated 47,43%
up to 161 465,10%

Loan disbursement fee

0 - 1,5 %

Refinancing

No

Application consideration

24/7

BankID

Yes

Can I apply without a passport

No — passport details are required

Can I apply without a TIN / RNOKPP

No — a TIN is required

Is an ID card accepted

Yes

Can I apply through Diia

Yes

Documents required:

  • bank card
  • passport
  • TIN

Advantages:

  • 0.01% daily rate for new clients
  • Frequent promotions and gifts for customers
  • Third place in Finawards 2023 (Best MFI in terms of customer service quality)
  • Second place in Finawards 2022 (Best MFI in terms of customer service quality)

Methods of loan repayment:

  • 1) In the mobile application using ApplePay and GooglePay
  • 2) In the personal office
  • 3) In self-service terminals
  • 4) In Internet banking
  • 5) In a bank branch

Information updated for E-groshi:

28.10.2026

Information verified by iPay.ua:

28.10.2026

Year founded E-groshi:

2020 year

License:

Certificate FC №В0000367

Legal entity:

FINANCIAL COMPANY "YE GROSHI COM" LLC

E-mail:

info@e-groshi.com

Adress:

49044, Dnipro, st. Shevchenko 51D

Phone:

0 800 300 330

Methods of loan repayment:

  • 1) In the mobile application using ApplePay and GooglePay
  • 2) In the personal office
  • 3) In self-service terminals
  • 4) In Internet banking
  • 5) In a bank branch
Users' choice

SelfieCredit

Certificate FC №В0000369 dated 21.09.2021
Image
BankID

First loan

up to 25000 UAH

Repeat loan

up to 50000 UAH

Bid per day

0,01% Promo

Loan term

dated 345 up to 365 days

Real annual rate

dated 1 244,55% up to 3 422,24%

  • In cash
  • To card
  • Loan issuance via Bank ID
  • No document photos required

You will pay approximately:

UAH

The calculation is approximate; accurate data will only be provided by the lender at the time of concluding the agreement

Details:

First loan

up to 25000 UAH

Repeat loan

up to 50000 UAH

Promotional daily rate

0,01%

Standard daily rate

1%

Loan term

dated 345 up to 365 days

Payment frequency

from 5 to 30 days

Real annual interest rate

dated 1 244,55%
up to 3 422,24%

Loan disbursement fee

0 %

Refinancing

No

Application consideration

24/7

BankID

Yes

Can I apply without a passport

No — a passport is required

Can I apply without a TIN / RNOKPP

No — a TIN is required

Is an ID card accepted

Yes

Can I apply through Diia

Yes

Documents required:

  • passport
  • TIN
  • mobile phone
  • bank card, issued in your name

Advantages:

  • High MFI rating on Google Maps (4.8 rating, 7 958 reviews)
  • 0.01% daily rate for new clients
  • Opportunity to get up to 25 000 UAH for the first loan
  • Loan term up to 365 days
  • Instant loan issuance using BankID

Methods of loan repayment:

  • 1) Online on the SelfieCredit website
  • 2) Through iBox, City 24 payment terminals
  • 3) Via Privat 24
  • 4) In bank cash registers

Information updated for SelfieCredit:

28.10.2026

Information verified by iPay.ua:

28.10.2026

Year founded SelfieCredit:

2021 year

License:

Certificate FC №В0000369 dated 21.09.2021

Legal entity:

Selfie Credit LLC

E-mail:

info@selfiecredit.com.ua

Adress:

04070, Kyiv, str. Skovorody Hryhoriya, 1

Phone:

380443334356

Methods of loan repayment:

  • 1) Online on the SelfieCredit website
  • 2) Through iBox, City 24 payment terminals
  • 3) Via Privat 24
  • 4) In bank cash registers

First Credit

FC № 501 dated 30.09.2014, № 13103035
Image
Instant issuance BankID

First loan

up to 20000 UAH

Repeat loan

up to 20000 UAH

Bid per day

dated 0,00001% up to 0,01%

Loan term

up to 65 days

Real annual rate

dated 49,98% up to 3 575,41%

  • In cash
  • To card
  • Loan issuance via Bank ID
  • No document photos required

You will pay approximately:

UAH

The calculation is approximate; accurate data will only be provided by the lender at the time of concluding the agreement

Details:

First loan

up to 20000 UAH

Repeat loan

up to 20000 UAH

Promotional daily rate

dated 0,00001% up to 0,01%

Standard daily rate

0,99%

Loan term

up to 65 days

Payment frequency

from 3 to 40 days

Real annual interest rate

dated 49,98%
up to 3 575,41%

Loan disbursement fee

0 %

Refinancing

No

Application consideration

24/7

BankID

Yes

Can I apply without a passport

No — a passport is required

Can I apply without a TIN / RNOKPP

No — a TIN is required

Is an ID card accepted

Yes

Can I apply through Diia

No

Documents required:

  • bank card
  • passport
  • TIN

Methods of loan repayment:

  • 1) In self-service terminals
  • 2) At firstcredit.com.ua without authorization
  • 3) In a bank branch

Information updated for First Credit:

28.10.2026

Information verified by iPay.ua:

28.10.2026

Year founded First Credit:

2014 year

License:

FC № 501 dated 30.09.2014, № 13103035

Legal entity:

ABECOR FINANCIAL COMPANY LLC

E-mail:

info@firstcredit.com.ua

Adress:

Kyiv, Konstantinovskaya str., 75, premise 601A

Phone:

0 800 33 03 39

Methods of loan repayment:

  • 1) In self-service terminals
  • 2) At firstcredit.com.ua without authorization
  • 3) In a bank branch

Pango

FC № 21/198-pK dated 28.01.2022
Image
Instant issuance BankID

First loan

up to 15000 UAH

Repeat loan

up to 25000 UAH

Bid per day

dated 0,001%

Loan term

dated 337 up to 360 days

Real annual rate

dated 1 341,97% up to 2 920,43%

  • In cash
  • To card
  • Loan issuance via Bank ID
  • No document photos required

You will pay approximately:

UAH

The calculation is approximate; accurate data will only be provided by the lender at the time of concluding the agreement

Details:

First loan

up to 15000 UAH

Repeat loan

up to 25000 UAH

Promotional daily rate

dated 0,001%

Standard daily rate

1%

Loan term

dated 337 up to 360 days

Payment frequency

from 10 to 30 days

Real annual interest rate

dated 1 341,97%
up to 2 920,43%

Loan disbursement fee

0,1% - 30 %

Refinancing

No

Application consideration

24/7

BankID

Yes

Can I apply without a passport

No — passport details are used for identification

Can I apply without a TIN / RNOKPP

No — a TIN is used for identification

Is an ID card accepted

Yes

Can I apply through Diia

No

Documents required:

  • bank card
  • passport
  • TIN

Methods of loan repayment:

  • 1) In self-service terminals
  • 2) In a bank branch
  • 3) In Internet banking
  • 4) At pango.com.ua without authorization

Information updated for Pango:

28.10.2026

Information verified by iPay.ua:

28.10.2026

Year founded Pango:

2021 year

License:

FC № 21/198-pK dated 28.01.2022

Legal entity:

INDEPENDENT FINANCE FINANCIAL COMPANY LLC

E-mail:

info@pango.com.ua

Adress:

01135, Kyiv city, Zhilyanska street, building 101, office 3

Phone:

044 337 03 37

Methods of loan repayment:

  • 1) In self-service terminals
  • 2) In a bank branch
  • 3) In Internet banking
  • 4) At pango.com.ua without authorization

СreditPlus

The license was reissued by the National Bank of Ukraine on March 14, 2024.
Image
Instant issuance BankID

First loan

up to 30000 UAH

Repeat loan

up to 50000 UAH

Bid per day

0,01% Promo

Loan term

up to 365 days

Real annual rate

dated 1 244,55% up to 3 546,38%

  • In cash
  • To card
  • Loan issuance via Bank ID
  • No document photos required

You will pay approximately:

UAH

The calculation is approximate; accurate data will only be provided by the lender at the time of concluding the agreement

Details:

First loan

up to 30000 UAH

Repeat loan

up to 50000 UAH

Promotional daily rate

0,01%

Standard daily rate

1 %

Loan term

up to 365 days

Payment frequency

from 3 to 30 days

Real annual interest rate

dated 1 244,55%
up to 3 546,38%

Loan disbursement fee

0 %

Refinancing

No

Application consideration

24/7

BankID

Yes

Can I apply without a passport

No — a passport or ID card is required

Can I apply without a TIN / RNOKPP

No — a TIN is required

Is an ID card accepted

Yes

Can I apply through Diia

No

Documents required:

  • bank card
  • passport
  • TIN

Advantages:

  • High MFI rating on Google Maps (4.6 rating, 1 489 reviews)
  • First place in Finawards 2024 (Best MFI for customer service quality)
  • Second place in Finawards 2024 (Cheapest MFI loan)
  • Second place in Finawards 2024 (Best online MFI)
  • Third place in Finawards 2024 (Best loyalty program)
  • Fifth place in Finawards 2025 (Best MFI)

Methods of loan repayment:

  • 1) Online on the website creditplus.ua
  • 2) Via PrivatBank, City24
  • 3) Via Privat 24
  • 4) In bank cash registers

Information updated for СreditPlus:

28.10.2026

Information verified by iPay.ua:

28.10.2026

Year founded СreditPlus:

2017 year

License:

The license was reissued by the National Bank of Ukraine on March 14, 2024.

Legal entity:

AVENTUS UKRAINE LLC

E-mail:

info@creditplus.ua

Adress:

Kyiv, Beresteiskyi Avenue, 90-A

Phone:

0 800 300 093

Methods of loan repayment:

  • 1) Online on the website creditplus.ua
  • 2) Via PrivatBank, City24
  • 3) Via Privat 24
  • 4) In bank cash registers

Ariba

Certificate of Registration of a Financial Institution №1241
Image
BankID

First loan

up to 50000 UAH

Repeat loan

up to 50000 UAH

Bid per day

0,09%

Loan term

up to 365 days

Real annual rate

dated 55,55% up to 2895,10%

  • In cash
  • To card
  • Loan issuance via Bank ID
  • No document photos required

You will pay approximately:

UAH

The calculation is approximate; accurate data will only be provided by the lender at the time of concluding the agreement

Details:

First loan

up to 50000 UAH

Repeat loan

up to 50000 UAH

Promotional daily rate

0,09%

Standard daily rate

0,9 %

Loan term

365 days

Payment frequency

from 15 to 30 days

Real annual interest rate

dated 55,55%
up to 2895,10%

Loan disbursement fee

10 %

Refinancing

No

Application consideration

24/7

BankID

Yes

Can I apply without a passport

No — a passport is required

Can I apply without a TIN / RNOKPP

No — a TIN is required

Is an ID card accepted

Yes

Can I apply through Diia

No

Documents required:

  • bank card
  • passport
  • TIN

Methods of loan repayment:

  • 1) Through the personal account on the Ariba website
  • 2) In self-service terminals
  • 3) In a bank branch
  • 4) By bank transfer using the provided bank details

Information updated for Ariba:

28.10.2026

Information verified by iPay.ua:

28.10.2026

Year founded Ariba:

2018 year

License:

Certificate of Registration of a Financial Institution №1241

Legal entity:

GAMMA UPGRADE LLC

E-mail:

info@ariba.com.ua

Adress:

01133, Kyiv, 13 General Almazov Street, Office 301

Phone:

0 800 20 52 52

Methods of loan repayment:

  • 1) Through the personal account on the Ariba website
  • 2) In self-service terminals
  • 3) In a bank branch
  • 4) By bank transfer using the provided bank details
Users' choice

Credit7.ua

Certificate FC №1177 dated 19.03.2019
Image
Instant issuance BankID

First loan

up to 30000 UAH

Repeat loan

up to 50000 UAH

Bid per day

0,0095% - 0,95% Promo

Loan term

dated 345 up to 365 days

Real annual rate

dated 1 132,58% up to 3 845,25%

  • In cash
  • To card
  • Loan issuance via Bank ID
  • No document photos required

You will pay approximately:

UAH

The calculation is approximate; accurate data will only be provided by the lender at the time of concluding the agreement

Details:

First loan

up to 30000 UAH

Repeat loan

up to 50000 UAH

Promotional daily rate

0,0095% - 0,95%

Standard daily rate

0,95 %

Loan term

dated 345 up to 365 days

Payment frequency

By agreement

Real annual interest rate

dated 1 132,58%
up to 3 845,25%

Loan disbursement fee

0 - 10%

Refinancing

No

Application consideration

24/7

BankID

Yes

Can I apply without a passport

No — a passport is required

Can I apply without a TIN / RNOKPP

No — a TIN is required

Is an ID card accepted

Yes

Can I apply through Diia

No

Documents required:

  • bank card
  • passport
  • TIN

Advantages:

  • High MFI rating on Google Maps (4.8 rating, 1 677 reviews)
  • Second place in Finawards 2023 (Best MFI online)
  • Third place in Finawards 2024 (Best online MFI)
  • Third place in Finawards 2025 (Best MFI)

Methods of loan repayment:

  • 1) Through payment terminals of the Privat Bank, iBox, City24, 2Click networks
  • 2) Online at credit7.ua

Information updated for Credit7.ua:

28.10.2026

Information verified by iPay.ua:

28.10.2026

Year founded Credit7.ua:

2019 year

License:

Certificate FC №1177 dated 19.03.2019

Legal entity:

LLC "LINEURA UKRAINE"

E-mail:

info@credit7.ua

Adress:

02081 Kyiv, Dneprovskaya embankment, 25, office. (Sq.) 318

Phone:

0 800 33 07 33

Methods of loan repayment:

  • 1) Through payment terminals of the Privat Bank, iBox, City24, 2Click networks
  • 2) Online at credit7.ua
Users' choice

Miloan

Certificate IC №176
Image
Instant issuance BankID

First loan

up to 20000 UAH

Repeat loan

up to 30000 UAH

Bid per day

0,001% Promo

Loan term

dated 337 up to 360 days

Real annual rate

dated 1 411,91% up to 2 920,43%

  • In cash
  • To card
  • Loan issuance via Bank ID
  • No document photos required

You will pay approximately:

UAH

The calculation is approximate; accurate data will only be provided by the lender at the time of concluding the agreement

Details:

First loan

up to 20000 UAH

Repeat loan

up to 30000 UAH

Promotional daily rate

0,001%

Standard daily rate

Absent

Loan term

dated 337 up to 360 days

Payment frequency

from 7 to 30 days

Real annual interest rate

dated 1 411,91%
up to 2 920,43%

Loan disbursement fee

0,10 - 30 %

Refinancing

Yes

Application consideration

24/7

BankID

Yes

Can I apply without a passport

No — a passport is required

Can I apply without a TIN / RNOKPP

No — a TIN is required

Is an ID card accepted

Yes

Can I apply through Diia

No

Documents required:

  • bank card
  • passport
  • TIN

Advantages:

  • 0.001% daily interest rate for new clients
  • Second place in FinAwards 2021 "The best СРА offer"
  • Instant loan issuance using BankID

Methods of loan repayment:

  • 1) In the personal office
  • 2) In self-service terminals
  • 3) Through branches of Nova poshta
  • 4) On the site miloan.ua website without authorization

Information updated for Miloan:

28.10.2026

Information verified by iPay.ua:

28.10.2026

Year founded Miloan:

2016 year

License:

Certificate IC №176

Legal entity:

LLC "Miloan"

E-mail:

info@miloan.ua

Adress:

Kyiv, Baghovutivska St., Building 17-21

Phone:

38 044 337 36 67

Methods of loan repayment:

  • 1) In the personal office
  • 2) In self-service terminals
  • 3) Through branches of Nova poshta
  • 4) On the site miloan.ua website without authorization

Moneyveo

Certificate IC №105 dated 21.03.2013
Image
Instant issuance BankID

First loan

up to 40000 UAH

Repeat loan

up to 40000 UAH

Bid per day

0,01% Promo

Loan term

up to 1825 days

Real annual rate

dated 1 460,26% up to 2 221,34%

  • In cash
  • To card
  • Loan issuance via Bank ID
  • No document photos required

You will pay approximately:

UAH

The calculation is approximate; accurate data will only be provided by the lender at the time of concluding the agreement

Details:

First loan

up to 40000 UAH

Repeat loan

up to 40000 UAH

Promotional daily rate

0,01%

Standard daily rate

0,98%

Loan term

up to 1825 days

Payment frequency

from 3 to 65 days

Real annual interest rate

dated 1 460,26%
up to 2 221,34%

Loan disbursement fee

from 0% to 7%

Refinancing

Yes

Application consideration

24/7

BankID

Yes

Can I apply without a passport

No — a Ukrainian passport is required

Can I apply without a TIN / RNOKPP

No — a TIN is required

Is an ID card accepted

Yes

Can I apply through Diia

No

Documents required:

  • bank card
  • passport
  • TIN

Advantages:

  • High MFO rating on Google Maps (4.8 rating, 4,955 reviews)
  • #1 in the "Ukrainian People Prize" rating, "Online Credit Service" nomination for 2021
  • First place in Finawards 2024 (Best online MFI)
  • First place in Finawards 2025 (Best MFI)
  • Loan term up to 1825 days

Methods of loan repayment:

  • 1) In the mobile application, on moneyveo.ua or on moneyveo.com.ua
    • 2) Through payment terminals of the 24nonStop, City24, iBox, 2Click and PrivatBank networks.
    • In bank branches.
    • In Nova Poshta branches.
    • In Ukrposhta branches.
  • 3) Through iPay.ua - https://www.ipay.ua/ua/bills/oplata-moneyveo

Information updated for Moneyveo:

28.10.2026

Information verified by iPay.ua:

28.10.2026

Year founded Moneyveo:

2013 year

License:

Certificate IC №105 dated 21.03.2013

Legal entity:

MANIVEO QUICK FINANCIAL ASSISTANCE LLC

E-mail:

support@moneyveo.ua

Adress:

01015, Kyiv, Leiptsyzka street, building 15 B, first floor

Phone:

0 800 21 9393

Methods of loan repayment:

  • 1) In the mobile application, on moneyveo.ua or on moneyveo.com.ua
    • 2) Through payment terminals of the 24nonStop, City24, iBox, 2Click and PrivatBank networks.
    • In bank branches.
    • In Nova Poshta branches.
    • In Ukrposhta branches.
  • 3) Through iPay.ua - https://www.ipay.ua/ua/bills/oplata-moneyveo

Alex Credit

License issued by the National Bank of Ukraine on March 15, 2024 (indefinite)
Image
Instant issuance BankID

First loan

up to 6000 UAH

Repeat loan

up to 40000 UAH

Bid per day

1%

Loan term

up to 430 days

Real annual rate

dated 447% up to 3 417%

  • In cash
  • To card
  • Loan issuance via Bank ID
  • No document photos required

You will pay approximately:

UAH

The calculation is approximate; accurate data will only be provided by the lender at the time of concluding the agreement

Details:

First loan

up to 6000 UAH

Repeat loan

up to 40000 UAH

Promotional daily rate

Absent

Standard daily rate

1 %

Loan term

up to 430 days

Payment frequency

from 15 to 30 days

Real annual interest rate

dated 447%
up to 3 417%

Loan disbursement fee

Individual rate

Refinancing

No

Application consideration

24/7

BankID

Yes

Can I apply without a passport

No — a passport is required

Can I apply without a TIN / RNOKPP

No — a TIN is required

Is an ID card accepted

Yes

Can I apply through Diia

No

Documents required:

  • bank card
  • passport
  • TIN

Methods of loan repayment:

  • 1) In self-service terminals
  • 2) In the personal office
  • 3) In Internet banking
  • 4) In bank cash registers

Information updated for Alex Credit:

28.10.2026

Information verified by iPay.ua:

28.10.2026

Year founded Alex Credit:

2017 year

License:

License issued by the National Bank of Ukraine on March 15, 2024 (indefinite)

Legal entity:

ALEXCREDIT LLC

E-mail:

mail@alexcredit.com.ua

Adress:

49044, Dnipro, 12A Yakov Samarsky Street

Phone:

0 800 300 093

Methods of loan repayment:

  • 1) In self-service terminals
  • 2) In the personal office
  • 3) In Internet banking
  • 4) In bank cash registers

Clickcredit

Certificate №16103223 IC №146
Image
Instant issuance BankID

First loan

up to 30000 UAH

Repeat loan

up to 30000 UAH

Bid per day

0,95%

Loan term

dated 345 up to 365 days

Real annual rate

dated 3 194,73% up to 5 916,41%

  • In cash
  • To card
  • Loan issuance via Bank ID
  • No document photos required

You will pay approximately:

UAH

The calculation is approximate; accurate data will only be provided by the lender at the time of concluding the agreement

Details:

First loan

up to 30000 UAH

Repeat loan

up to 30000 UAH

Promotional daily rate

0,95%

Standard daily rate

0,98%

Loan term

dated 345 up to 365 days

Payment frequency

By agreement

Real annual interest rate

dated 3 194,73%
up to 5 916,41%

Loan disbursement fee

0.01 / Повторний - 17,25%

Refinancing

No

Application consideration

24/7

BankID

Yes

Can I apply without a passport

No — a passport or ID card is required

Can I apply without a TIN / RNOKPP

No — a TIN is required

Is an ID card accepted

Yes

Can I apply through Diia

No

Documents required:

  • bank card
  • passport
  • TIN

Advantages:

Methods of loan repayment:

  • 1) In the ClickCredit application
  • 2) In self-service terminals
  • 3) In the personal office
  • 4) In Internet banking
  • 5) In bank cash registers

Information updated for Clickcredit:

28.10.2026

Information verified by iPay.ua:

28.10.2026

Year founded Clickcredit:

2013 year

License:

Certificate №16103223 IC №146

Legal entity:

LLC "1 SAFE AGENCY OF NECESSARY LOANS".

E-mail:

support@clickcredit.com.ua

Adress:

01010, Kyiv, Arsenalna Square, building 1-B

Phone:

0 800 353 461

Methods of loan repayment:

  • 1) In the ClickCredit application
  • 2) In self-service terminals
  • 3) In the personal office
  • 4) In Internet banking
  • 5) In bank cash registers

Are you satisfied with the quality of our service?

Please indicate your rating

Author

Yuriy Maksymovych
Yuriy Maksymovych

Yuriy Maksymovych

Online Lending Expert

Author of the online lending section on iPay.ua. Has over 7 years of experience in the fintech sector.

Author page

Expert review of the material

Ivan Stepanets
Ivan Stepanets

Ivan Stepanets

Director of Innovation, iPay.ua

Over 15 years in banking and fintech. Explains online loan terms in plain language and helps users compare offers.

Author page

Information about credit institutions

CreditKasa

Legal entity:

UKR CREDIT FINANCE LLC

USREOU:

38548598

License:

Certificate IC №116

Adress:

01133, Kyiv, blvd. Lesi Ukrainka, building 26, office 407

Phone:

0 800 20 02 21

E-mail:

info@creditkasa.ua

Working hours:

Weekdays: 8:00am - 9:00pm
Weekends & holidays: 10:00am - 8:00pm

Tengo

Legal entity:

Miloan LLC

USREOU:

40484607

License:

Certificate №16103409 IC №176

Adress:

04107, Kyiv, Shevchenkivskyi district, st. Baggovutivska, building 17-21

Phone:

38 044 337 00 37

E-mail:

info@tengo.ua

Working hours:

Loan issuing – 24/7
Support service – 8:00am - 10:00pm

LimonCredit

Legal entity:

OPTIMAL CREDITS LLC

USREOU:

42780924

License:

NBU License dated 21 March 2024 for the provision of funds and banking metals on credit (perpetual)

Adress:

01015, Kyiv, 15-B Leipzigska Street, 4th Floor

Phone:

0 800 351 341

E-mail:

support@limon-credit.com.ua

Working hours:

Weekdays: 9:00am - 9:00pm
Weekends & holidays: 9:00am - 9:00pm

Mycredit

Legal entity:

LLC "1 SAFE AGENCY OF NECESSARY LOANS"

USREOU:

39861924

License:

Certificate IC №146

Adress:

01010, Kyiv, square Arsenalna, 1-B

Phone:

0 800 214 111

E-mail:

support@mycredit.ua

Working hours:

24/7

Starfin

Legal entity:

LLC "STAR FINANCE GROUP"

License:

FC №В0000322

Adress:

03150, Kyiv, str. Physical education, bldg. 30V

Phone:

0 800 202 233

E-mail:

info@starfin.com.ua

Working hours:

Daily: 9:00am - 9:00pm

E-groshi

Legal entity:

FINANCIAL COMPANY "YE GROSHI COM" LLC

USREOU:

43067861

License:

Certificate FC №В0000367

Adress:

49044, Dnipro, st. Shevchenko 51D

Phone:

0 800 300 330

E-mail:

info@e-groshi.com

Working hours:

24/7

SelfieCredit

Legal entity:

Selfie Credit LLC

USREOU:

43979069

License:

Certificate FC №В0000369 dated 21.09.2021

Adress:

04070, Kyiv, str. Skovorody Hryhoriya, 1

Phone:

380443334356

E-mail:

info@selfiecredit.com.ua

Working hours:

Mon-Fri: 8:00am - 11:00pm
Sat-Sun: 8:00am - 9:00pm

First Credit

Legal entity:

ABECOR FINANCIAL COMPANY LLC

USREOU:

39287145

License:

FC № 501 dated 30.09.2014, № 13103035

Adress:

Kyiv, Konstantinovskaya str., 75, premise 601A

Phone:

0 800 33 03 39

E-mail:

info@firstcredit.com.ua

Working hours:

Mon-Fri: 9:00am - 9:00pm
Sat-Sun: 9:00am - 9:00pm

Pango

Legal entity:

INDEPENDENT FINANCE FINANCIAL COMPANY LLC

USREOU:

44620708

License:

FC № 21/198-pK dated 28.01.2022

Adress:

01135, Kyiv city, Zhilyanska street, building 101, office 3

Phone:

044 337 03 37

E-mail:

info@pango.com.ua

Working hours:

Daily 9:00am - 8:00pm

СreditPlus

Legal entity:

AVENTUS UKRAINE LLC

USREOU:

41078230

License:

The license was reissued by the National Bank of Ukraine on March 14, 2024.

Adress:

Kyiv, Beresteiskyi Avenue, 90-A

Phone:

0 800 300 093

E-mail:

info@creditplus.ua

Working hours:

Loan issuing – 24/7
Support hours:
Mon-Fri: 8:00am - 11:00pm
Sat-Sun: 9:00am - 9:00pm

Ariba

Legal entity:

GAMMA UPGRADE LLC

USREOU:

41919810

License:

Certificate of Registration of a Financial Institution №1241

Adress:

01133, Kyiv, 13 General Almazov Street, Office 301

Phone:

0 800 20 52 52

E-mail:

info@ariba.com.ua

Working hours:

Weekdays: 09:00-18:00
Weekends & holidays: 09:00-18:00

Credit7.ua

Legal entity:

LLC "LINEURA UKRAINE"

USREOU:

42753492

License:

Certificate FC №1177 dated 19.03.2019

Adress:

02081 Kyiv, Dneprovskaya embankment, 25, office. (Sq.) 318

Phone:

0 800 33 07 33

E-mail:

info@credit7.ua

Working hours:

Mon-Fri: 9:00am - 9:00pm
Sat-Sun: 9:00am - 7:00pm

Miloan

Legal entity:

LLC "Miloan"

USREOU:

40484607

License:

Certificate IC №176

Adress:

Kyiv, Baghovutivska St., Building 17-21

Phone:

38 044 337 36 67

E-mail:

info@miloan.ua

Working hours:

Loan issuing – 24/7
Support service – 8:00am - 10:00pm

Moneyveo

Legal entity:

MANIVEO QUICK FINANCIAL ASSISTANCE LLC

USREOU:

38569246

License:

Certificate IC №105 dated 21.03.2013

Adress:

01015, Kyiv, Leiptsyzka street, building 15 B, first floor

Phone:

0 800 21 9393

E-mail:

support@moneyveo.ua

Working hours:

24/7

Alex Credit

Legal entity:

ALEXCREDIT LLC

USREOU:

41078230

License:

License issued by the National Bank of Ukraine on March 15, 2024 (indefinite)

Adress:

49044, Dnipro, 12A Yakov Samarsky Street

Phone:

0 800 300 093

E-mail:

mail@alexcredit.com.ua

Working hours:

Loan issuing – 24/7
Support hours:
Mon-Fri: 8:00am - 8:00pm
Sat-Sun: 10:00am - 8:00pm

Clickcredit

Legal entity:

LLC "1 SAFE AGENCY OF NECESSARY LOANS".

USREOU:

39861924

License:

Certificate №16103223 IC №146

Adress:

01010, Kyiv, Arsenalna Square, building 1-B

Phone:

0 800 353 461

E-mail:

support@clickcredit.com.ua

Working hours:

24/7