Ivan Stepanets leads the innovation function at iPay.ua: developing payment methods and building partnerships with banks and financial institutions.
Before moving into fintech, he worked in the banking sector — heading the card business and cash lending department at OTP Bank, developing card and transaction products at Delta Bank, and leading the digital, cards and e-business functions at Idea Bank.
In his articles he explains how credit products work from the inside: what makes up the real cost of a loan, what to look for in the contract terms, and how to compare offers from different institutions without relying on advertising claims.
Experience
- Director of Innovation, iPay.ua — payment methods, A2A payments, partnerships with financial institutions
- Senior banking roles: headed the card business and cash lending department at OTP Bank; developed digital and card products at Delta Bank and Idea Bank
Products covered
Media and publications
- Банки, які найчастіше схвалюють кредити: що потрібно знати
- Кредитування бізнесу в умовах війни: що потрібно знати у 2026 році
- Де вигідно взяти кредит, щоб погасити інший
Speaking and expertise
- Ukrainian Credit Conference — panel: "How fintech is taking on traditional banking services"
- Digital Banking Conference — talk: "The future of payment methods"
- All-Ukrainian Financial Technology Forum — speaker and panel moderator
- eCommerce Day — payment integration case studies
- Power Payment Meetup — panel: "Business models of the future"