INFORMATION ABOUT THE INSURANCE INTERMEDIARY PROVIDED TO THE CLIENT (POTENTIAL INSURER/CONSUMER) PRIOR TO CONCLUSION OF AN INSURANCE CONTRACT

Universal Data Center LLC (hereinafter referred to as the Insurance Intermediary or Subagent) within the framework of the provision of insurance services acts as a Subagent of the Insurance Agent UINSUR LLC and in compliance with the requirements of the Law of Ukraine “On Insurance” provides the following information:

Information about the insurance intermediary (subagent)

Full and abbreviated name of the insurance intermediary:

Limited Liability Company “Universal Data Center”, LLC “Universal Data Center”

IDRPOU identification code of the insurance intermediary:

35962030

Location of the insurance intermediary:

Ukraine, 04080, Kyiv, st. Nizhnyyurkivska, 45-A

Insurance intermediary website address:

https://ipay.ua

Entry number in the Register of Intermediaries:

00023310

Authority of the insurance intermediary under the contract

LLC “Universal Data Center” is a Subagent of the insurance agent LLC “YUINSHUR” (hereinafter also referred to as the Insurance Agent) on the basis of the Agency Agreement No. 2710 dated 27.10.2025 (hereinafter – the Agency Agreement), concluded between LLC “Universal Data Center” and LLC “YUINSHUR”, in the interests of the insurers with whom the Insurance Agent (LLC “YUINSHUR”) has concluded corresponding intermediary agreements. In accordance with the Agency Agreement, the Subagent has the following powers within the scope of activities related to the distribution of insurance products:

  • advertising and/or conducting marketing, promotional, and other preparatory activities aimed at facilitating the conclusion of insurance contracts between Clients and the Insurer, including but not limited to providing information on insurance contract terms in accordance with the criteria and/or needs defined by the Clients, as well as performing comparative analysis based on client criteria;
  • making offers for the conclusion of insurance contracts and performing other preparatory work related to entering into insurance contracts;
  • Information regarding the provision of individual consultation and recommendations (proposals) to the client
  • Individual consultations on the terms of the Insurer’s insurance product and recommendations (proposals) regarding an insurance product that best meets the requirements and needs of the policyholder (client) are not provided directly by the Subagent. The Subagent only publishes information and filters on its website to enable clients to choose an insurance product that best meets their requirements and needs.

Information about Insurers (Insurance companies whose products are sold by the Subagent)

JSC «IC«INGO»

EDRPOU: 16285602

Address: 01054, Kyiv, 33 Bulvarno-Kudriavska Street

Phone: 08002155553

The list of insurance products/services provided by the insurer is available on the insurer’s website: https://ingo.ua

Information about the insurer from the State Register of Financial Institutions is available in the Registry database at the link https://kis.bank.gov.ua/search-fu

PJSC ‘EUROPEAN INSURANCE ALLIANCE’

EDRPOU: 19411125

Address: 03039, Kyiv, 3 Nauky Avenue

Phone: 380445801188

The list of insurance products/services provided by the insurer is available on the insurer’s website: https://eia.com.ua/

Information about the insurer from the State Register of Financial Institutions is available in the Registry database at the link https://kis.bank.gov.ua/search-fu

JSC ‘IC ‘TAS’

EDRPOU: 30115243

Address: 03062, Kyiv, 65 Beresteiskyi Avenue

Phone: 380445360020

The list of insurance products/services provided by the insurer is available on the insurer’s website: https://sgtas.ua

Information about the insurer from the State Register of Financial Institutions is available in the Registry database at the link https://kis.bank.gov.ua/search-fu

PJSC ‘IC ‘ARSENAL INSURANCE’

EDRPOU: 33908322

Address: 03056, г. Киев, ул. Борщаговская, буд. 154

Phone: 380445026737

The list of insurance products/services provided by the insurer is available on the insurer’s website: https://arsenal-ic.ua

Information about the insurer from the State Register of Financial Institutions is available in the Registry database at the link https://kis.bank.gov.ua/search-fu

PJSC IC ‘PZU UKRAINE’

EDRPOU: 20782312

Address: 04053, Kyiv, 40 Sichovykh Striltsiv Street

Phone: 380442386238

The list of insurance products/services provided by the insurer is available on the insurer’s website: https://www.pzu.com.ua

Information about the insurer from the State Register of Financial Institutions is available in the Registry database at the link https://kis.bank.gov.ua/search-fu

PJSC ‘UKRAINIAN INSURANCE COMPANY “KNIAZHA VIENNA INSURANCE GROUP”’

EDRPOU: 24175269

Address: 04050, Kyiv, 44 Hlybochytska Street

Phone: 380442077272

The list of insurance products/services provided by the insurer is available on the insurer’s website: https://kniazha.ua/

Information about the insurer from the State Register of Financial Institutions is available in the Registry database at the link https://kis.bank.gov.ua/search-fu

PJSC IC ‘INTER-POLIS’

EDRPOU: 19350062

Address: 01033, Kyiv, 69 Volodymyrska Street

Phone: 380442874305

The list of insurance products/services provided by the insurer is available on the insurer’s website: https://inter-policy.com/

Information about the insurer from the State Register of Financial Institutions is available in the Registry database at the link https://kis.bank.gov.ua/search-fu

PJSC ‘NASK “ORANTA”’

EDRPOU: 00034186

Address: 02081, Kyiv, 7D Zdolbunivska Street, Building G

Phone: 380445375800

The list of insurance products/services provided by the insurer is available on the insurer’s website: https://oranta.ua/

Information about the insurer from the State Register of Financial Institutions is available in the Registry database at the link https://kis.bank.gov.ua/search-fu

PJSC ‘IC “EUROINS UKRAINE”’

EDRPOU: 22868348

Address: 03150, Kyiv, 102 Velyka Vasylkivska Street

Phone: 380445290894

The list of insurance products/services provided by the insurer is available on the insurer’s website: https://www.euroins.com.ua

Information about the insurer from the State Register of Financial Institutions is available in the Registry database at the link https://kis.bank.gov.ua/search-fu

JSC ‘IC “ARX”

EDRPOU: 20474912

Address: 04070, Kyiv, 8 Illinska Street

Phone: 380443911122

The list of insurance products/services provided by the insurer is available on the insurer’s website: https://arx.com.ua

Information about the insurer from the State Register of Financial Institutions is available in the Registry database at the link https://kis.bank.gov.ua/search-fu

PJSC ‘IC “VUSO”’

EDRPOU: 31650052

Address: 03680, Kyiv, 31 Kazymyra Malevycha Street

Phone: 380445003773

The list of insurance products/services provided by the insurer is available on the insurer’s website: https://www.vuso.ua

Information about the insurer from the State Register of Financial Institutions is available in the Registry database at the link https://kis.bank.gov.ua/search-fu

PJSC ‘IC USG’

EDRPOU: 30859524

Address: 03038, Kyiv, 32 Ivana Fedorova Street, Building A

Phone: 380442370278

The list of insurance products/services provided by the insurer is available on the insurer’s website: https://www.ukringroup.ua

Information about the insurer from the State Register of Financial Institutions is available in the Registry database at the link https://kis.bank.gov.ua/search-fu

PJSC ‘UTSK’

EDRPOU: 22945712

Address: 01033, Kyiv, 77 Saksahanskoho Street

Phone: 380442370278

The list of insurance products/services provided by the insurer is available on the insurer’s website: https://www.utico.ua

Information about the insurer from the State Register of Financial Institutions is available in the Registry database at the link https://kis.bank.gov.ua/search-fu

JSC ‘IC “BBS INSURANCE”’

EDRPOU: 20344871

Address: 04050, Kyiv, 3 Biloruska Street

Phone: 380442370278

The list of insurance products/services provided by the insurer is available on the insurer’s website: https://bbs.ua/

Information about the insurer from the State Register of Financial Institutions is available in the Registry database at the link https://kis.bank.gov.ua/search-fu

PJSC ‘European Travel Insurance’

EDRPOU: 34692526

Address: Kyiv, 5 Spaska Street, Office 15 (2nd floor)

Phone: 380442997887

The list of insurance products/services provided by the insurer is available on the insurer’s website: https://eurotravelins.com.ua/

Information about the insurer from the State Register of Financial Institutions is available in the Registry database at the link https://kis.bank.gov.ua/search-fu

LLC ‘EXPRESS INSURANCE’

EDRPOU: 36086124

Address: 04073, Kyiv, Ukraine, 22 Stepana Bandery Avenue

Phone: 380443039071

The list of insurance products/services provided by the insurer is available on the insurer’s website: https://www.express-insurance.com.ua/

Information about the insurer from the State Register of Financial Institutions is available in the Registry database at the link https://kis.bank.gov.ua/search-fu

PJSC ‘INSK’

EDRPOU: 32942598

Address: 01033, Kyiv, Pecherskyi District, 3 Saksahanskoho Street, Building A

Phone: 380443711717

The list of insurance products/services provided by the insurer is available on the insurer’s website: https://insk.com.ua/ua/

Information about the insurer from the State Register of Financial Institutions is available in the Registry database at the link https://kis.bank.gov.ua/search-fu

Web page on the Internet with a link to the Register of intermediaries

00023310

Methods of paying the insurance premium under insurance contracts to the current account of the insurance intermediary

The insurance intermediary does not receive insurance payments.

Methods by which the insurance intermediary performs insurance payouts

The insurance intermediary does not make insurance payouts.

Information on the significant participation of the Insurance Intermediary in any Insurer

LLC ‘Universal Data Center’ does not have significant participation in any Insurer.

Information on the significant participation of any Insurer in the Insurance Intermediary

None of the Insurers has significant participation in LLC ‘Universal Data Center’.

Type of remuneration for concluding an insurance contract, procedure and conditions of its payment

The Subagent’s remuneration is paid by the Insurance Agent monthly and is calculated as a percentage of the paid insurance premiums under insurance contracts concluded through the Subagent.

The insurance contract is not offered under the following conditions:

  • payment for the insurance intermediary’s service (remuneration for the sale is paid directly by the client);
  • receiving remuneration for the sale from the insurer (the remuneration is included in the insurance premium);
  • receiving any other type of remuneration (except receiving remuneration from the Insurance Agent as a percentage of the paid insurance premiums under contracts concluded through the Subagent), including economic benefits of any kind offered or provided in connection with the conclusion of the insurance contract;
  • a combination of any types of remuneration.

Amount and method of payment for the services of the Insurance Intermediary directly by the client

The client does not pay for the Subagent’s services.

Any other payments (except the insurance premium) that the client is obliged to pay under the insurance contract after its conclusion

Any other payments, except the insurance premium, that the client would be obliged to pay under the insurance contract after its conclusion are not provided.

Mechanisms and methods for protecting the rights of consumers of financial services (including information on the possibility and procedure of out-of-court consideration of complaints by consumers of financial services, the insurer’s address at which client complaints are accepted)

Consumer appeals (including complaints) regarding financial services are reviewed and resolved by the Insurer within no more than one month from the date of receipt, and those that do not require additional examination are handled immediately, but no later than fifteen days from the date of receipt.

If it is impossible to resolve the issues raised in the appeal within one month, the authorized representative of the Insurer sets the necessary period for its review, and the person who submitted the appeal is notified. At the same time, the total period for resolving the issues raised in the appeal may not exceed forty-five days.

An appeal may be oral — via telephone communication through the Insurer’s or Insurance Agent’s contact center — or written, sent to the Insurer’s email or by postal service to its address. A complaint about the actions or decisions of the Insurer may also be submitted to the National Bank of Ukraine (via email at nbu@bank.gov.ua, using the special form at https://bank.gov.ua/ua/consumer-protection or by mail to: 01601, Kyiv, 9 Instytutska Street, tel.: 0 800 505 240).

Filing a complaint with the Insurer or the National Bank of Ukraine does not deprive the consumer of the right to apply to court in accordance with current legislation, and in case of disagreement with the decision on the complaint — directly to court.

Addresses of Insurers where client complaints are accepted:

  1. JSC «IC«INGO», 33 Bulvarno-Kudriavska Street, Kyiv, 01054, Ukraine.
    Details: https://ingo.ua/consumer/violation-report
  2. PJSC ‘EUROPEAN INSURANCE ALLIANCE’, 03039, Kyiv, 3 Nauky Avenue.
    Details: https://eia.com.ua/uk/about/contacts
  3. JSC ‘IC ‘TAS’, 03062, Kyiv, 65 Beresteiskyi Avenue.
    Details: https://taslife.com.ua/wp-content/uploads/2024/07/porydok-zvernen_web.pdf
  4. PJSC ‘IC ‘ARSENAL INSURANCE’, 03056, Kyiv, 154 Borshchahivska Street.
    Details: https://arsenal-ic.ua/about-us/feedback/violation-report
  5. PJSC IC ‘PZU UKRAINE’, 04053, Kyiv, 40 Sichovykh Striltsiv Street.
    Details: https://www.pzu.com.ua/questions.html
  6. PJSC ‘UKRAINIAN INSURANCE COMPANY “KNIAZHA VIENNA INSURANCE GROUP”’, 04050, Kyiv, 44 Hlybochytska Street.
    Details: https://kniazha.ua/about/povidomlennia-pro-porushennia-nepryiniatnu-povedinku-shakhraistvo
  7. PJSC IC ‘INTER-POLIS’, 01033, Kyiv, 69 Volodymyrska Street.
    Details: https://inter-policy.com/contacts/
  8. PJSC ‘NASK “ORANTA”’, 02081, Kyiv, 7D Zdolbunivska Street, Building G.
    Details: https://oranta.ua/contacts/
  9. PJSC ‘IC “EUROINS UKRAINE”’, 03150, Kyiv, 102 Velyka Vasylkivska Street.
    Details: https://euroins.com.ua/contacts
  10. JSC ‘IC “ARX”, 04070, Kyiv, 8 Illinska Street.
    Details: https://arx.com.ua/violation-report
  11. PJSC ‘IC “VUSO”’, 03680, Kyiv, 31 Kazymyra Malevycha Street.
    Details: https://vuso.ua/contacts
  12. PJSC ‘IC USG’, 03038, Kyiv, 32 Ivana Fedorova Street, Building A.
    Details: https://www.usg.ua/about/inform/
  13. PJSC ‘UTSK’, 01033, Kyiv, 77 Saksahanskoho Street.
    Details: https://www.utico.ua/uploads/media_file/file/2022/10/7/406/poryadok_rozglyadu_zvernen_spozhivachiv_finansovih_poslug_u__prat_utsk.pdf
  14. JSC ‘IC “BBS INSURANCE”’, 04050, Kyiv, 3 Biloruska Street.
    Details: https://bbs.ua/kontakty-bbs-insurance/
  15. PJSC ‘European Travel Insurance’, Kyiv, 5 Spaska Street, Office 15 (2nd floor).
    Details: https://eurotravelins.com.ua/ua/publichna-informacija/jak-nas-znaiti/
  16. LLC ‘EXPRESS INSURANCE’, 04073, Kyiv, 22 Stepana Bandery Avenue.
    Details: https://www.express-insurance.com.ua/contact
  17. PJSC ‘INSK’, 01033, Kyiv, Pecherskyi District, 3 Saksahanskoho Street, Building A.
    Details: https://insk.com.ua/ua/kontakty/

List of insurance classes for which the Insurance Intermediary distributes insurance products

Class 3 — insurance of land motor vehicles (except railway rolling stock);

Class 9 — insurance of property against damage caused by hail, frost, and other events (including theft, robbery, assault, intentional damage/destruction of property), except events defined in Class 8;

Class 10 — liability insurance arising from the use of a land motor vehicle (including carrier’s liability).

The Subagent distributes insurance products for Classes 3, 9, and 10 of all Insurers listed above in this document.

Procedure for processing consumers’ personal data and the actions of the Insurance Intermediary to protect them

The processing of personal data is carried out with the consent of consumers in accordance with the requirements of the Law of Ukraine “On Personal Data Protection.”

The Subagent ensures the protection of consumers’ personal data using the necessary technical means/technologies, etc., in order to prevent unauthorized distribution or processing in any way not permitted by the consumer’s consent.

Information about the Insurance Agent on whose behalf the Subagent carries out the distribution of insurance products

Information about the Insurance Agent LLC «YUINSHUR»:

EDRPOU code: 45581136

Location: 61001, Kharkiv region, Kharkiv city, 57/63 Heroiv Kharkova Avenue, office 57

Entry number in the Register of insurance intermediaries: No. 00004153, https://kis.bank.gov.ua/search-fu